Money Smarts: Perspectives About Finance

We’re not trying to tell you what or how to think, but we would like to challenge you with new viewpoints that only come from experience. We believe we have unique strategies and insight, and we look forward to sharing our expertise with you. 


Areas of Knowledge



Information to help you better conceptualize investing.

Education Funding

Opinions and plans about higher-education savings strategies.

Estate Planning

Strategizing for the eventual disbursement of your estate.


The use of insurance in protection and planning.

General Thoughts

A catch-all section of useful information and experience.


The information contained here is meant for educational purposes only and should not be construed as advice.  Ardent Wealth Advisory, LLC and MoneyPulse do not offer tax or legal advice.  The information provided is not intended to replace the advice of a qualified attorney, tax advisor, plan provider or other Financial Professional.  

Investments in securities involve risks, including the possible loss of principal. When redeemed, shares may be worth more or less than their original value.

Tim's Tips
Videos of practial ideas to connect your finances to your lifestyle, selected by Tim Nitz, founder of